Tips to make yourself safe

Enable two-factor authentication (2FA) on important applications, such as banking and email apps This is a method of logging in to an account that requires you to prove your identity in two ways. For instance, you may have to enter a password and then input a code that has been sent to your phone. It helps to keep hackers out of your accounts, even if they know. When you save banking information and apps on to your handset, make sure you enable all of the security features available. For example, ensure that you have a PIN code or use face ID to open banking apps. And never use the same pin or code for your apps as the one you have to unlock your smartphone. Never reuse passwords across accounts - if one gets leaked, everything becomes vulnerable.' If you don't want to forget your details, consider having variants of similar passwords and ensure your email login is different from every other account. I recommend people use password managers. If you don't want to do that, it's okay to write passwords down, safely stored. The modus operandi of hackers is not breaking into your house and getting passwords. You should treat all emails and phone calls with suspicion, and don't click on any links in an email, text message or on social media unless you are sure it's legitimate. Hackers can spoof phone numbers to make it appear as if your investment provider is calling you, and they might even have your personal details. If someone calls you claiming to be from your bank, verify their identity using a trusted method banks such as Starling and Monzo now offer features in their app that tell you whether you are.